Western Financial Group is a Manitoba-based company, with a holistic approach to insurance and a commitment to efficient and cost-effective services. Through the CAAR Perk$ program, CAAR members have access to Western Financial Group’s specialized insurance program for crop input dealers and custom applicators.

The Crop Inputs Insurance Program was developed in partnership with agricultural experts to ensure it meets the specific needs of Canadian ag retailers. Thom Proch, director of commercial sales for Western Financial Group, says his company’s level of specialized expertise makes Western Financial Group a good choice for CAAR members.

“Our organization understands the unique insurance needs of crop inputs dealers and offers a highly specialized program to protect their businesses,” says Proch. “When joining the program, CAAR members will receive a preferred rate on insurance and a complete coverage review to make sure their policy is tailored specifically to meet the needs of their business.”

Features Tailored to the Industry

The Crop Inputs Insurance Program includes features that fit the needs of the industry, including: Spray Drift and Misapplication, covering you if losses occur from errors in application, such as windy days or dirty tanks; Seedsmen's Errors and Omissions, providing coverage for errors made in the mixing of seed or the failure of seed to germinate or conform to the variety of quality specified; and Professional Liability to cover the retailer in the event a third party suffers a loss as a result of a product recommended by you or your agronomists.

As well, you can operate your business with peace of mind, knowing that you are protected from a loss of income in the event of a temporary shut-down, and from gradual or accidental environmental pollution as a result of fires, explosion, sudden spills and seepage.

When retailers purchase a policy through Western Financial Group’s Crop Inputs Insurance Program, they join a group of independent dealers and custom applicators all purchasing their insurance together. According to Proch, this group buying power creates immediate savings, access to better insurance coverage and long-term cost stability.

Ready to start saving today? Join CAAR to access this great program!